Credit Card Offers

Credit Cards for People with Bad Credit

Compare the top 6 offers.

Orchard Bank Classic MasterCards

  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 7.90%-28.90%* $0-$74 the first year; $35-$79 per year thereafter* Yes* Fair Credit*

Public Savings Bank Classic Visa®

  • Build credit history - we report to all 3 major credit bureaus
  • 0% APR on all purchases for the first 6 months
  • No annual fees or monthly maintenance fees
  • No credit check or checking account required
  • Four easy ways to fund your card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 6 months* 11.24%* None* N/A* Bad Credit*

UltraVX Visa®

  • UltraVX makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 18.90%* $83.40* N/A* Bad Credit*

Applied Bank® Secured Visa® Credit Card

  • 12.99% Low Fixed APR - Rate Won't Change Even If You're Late
  • Choose Your Credit Limit - From $200 up to $500
  • Monthly Credit Bureau Reporting
  • Genuine Visa Credit Card - Not a Pre Paid or Debit Card
  • Accepted Worldwide at Millions of Locations
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 12.99%* See website* N/A* Bad Credit*

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

  • Zero - 0% Fixed APR on Purchases - No Intro Rates
  • Zero - 0% Rate Won't Change - Even If You're Late
  • Zero Application Fees
  • Zero Worries - Free Personal ID Theft Protection
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* N/A* 0.00%* See website* N/A* Bad Credit*

* See the online credit cards for people with bad credit applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.